Renting a Car with Zero Excess: How to Get Full Protection on Your Road Trip

When you rent a car, the standard insurance (for example Collision Damage Waiver) usually includes an excess (or deductible). This is the maximum amount you are responsible to pay if the vehicle is damaged or stolen.

For example, if your excess is €1,000 and the repair costs €1,500, you will pay the first €1,000 of this cost.

An important thing to remember is that even small incidents, like a dent or a cracked mirror, are expensive in new, modern vehicles, so it is likely that you have to pay a huge amount of money even for a minor accident.

And unfortunately, these accidents happen more often than most drivers expect, especially when driving in unfamiliar places.

Read: Do you need insurance to rent a car?

With zero excess coverage, your financial responsibility is reduced to €0.

That means:

• No payment for damage or accidents
• No security deposit blocked on your card
• No stressful discussions about repair costs.

Read: Renting a Car with Zero Excess: How to Get Full Protection on Your Road Trip

Getting zero excess protection is easier than most travelers think, as you don’t need paperwork or complicated procedures. You just have to choose the right insurance package when you book your car.

While the basic insurance package includes mandatory insurance with a deductible, there are full-protection packages that reduce or eliminate that excess.

To get zero excess car rental insurance, you need to choose a full coverage insurance package, such as Super Collision Damage Waiver with theft protection, coverage for glass, tires and mirrors and roadside assistance.

Of course, full-coverage insurance has a higher daily cost than the basic rate, but in return, you avoid large deposits, unexpected charges and the stress of worrying about every scratch or minor damage.

Read: Rental car accident: Everything you should know.

Road trips involve long distances, new roads, narrow parking spots and busy tourist areas, meaning that even experienced drivers face higher risks.

Zero excess coverage is especially helpful if you:

• Drive in a foreign country.
• Are not familiar with local traffic rules.
• Plan to park in city centers or crowded areas.
• Travel with family or luggage that limits visibility.
• Want to avoid extra charges during your vacation.

At the end of the day, a road trip should mean freedom and hassle-free exploration, not financial risk and stress.

Discover our budget car rental packages with full insurance packages and enjoy your road trip with Abbycar without having to worry about anything!

Before You Book: 10 Questions to Ask About Zero-Excess Car Rental Policies